The Affordable Care Act (ACA) (sometimes referred to as ‘Obamacare’) aims to make health insurance and health care more affordable and accessible to the American people. It does this by providing various subsidies for health insurance for people earning between 100% to 400% of the Federal Poverty Level (FPL). It also expands the Medicaid program for people under the FPL. Additionally, it aims to lower the cost of health care overall.